I've had another play with that lovely tree embossing folder. This time I added some lovely pink birds (these are from Paperchase - bought them at the same time as the owls....). I decided to go for brown as I think it goes really lovely with the pink birds. I created the sentiment in Word.
The embossed tree panel I posted the other day I've not put on to a card. I stamped some swirls down the sides and raised the panel off the card on 3d foam pads. I finished it off with a Craftwork Cards oval and a pretty ribbon and bow.